UPSWING OF DIGITAL PAYMENT & UPI IN INDIA – A CASE STUDY
DOI: https://doi.org/10.65725/JCMCE/1/1/005
JOURNAL OF CONTEMPORARY TRENDS IN MANAGEMENT, COMMERCE AND ECONOMICS (JCMCE) 
ISSN: 3108-3501
Volume 1 Issue 1, Oct-Dec 2025

Abstract:
India’s Unified Payments Interface (UPI) has emerged as a trans formative innovation in the digital payment ecosystem. Introduced by the National Payments Corporation of India (NPCI) in 2016, UPI has brought seamless peer-to-peer and merchant transactions through computer software, cost efficiency, and real-time processing.This research article examines the upswing of digital payments and UPI in India and its contribution to India’s growth. It highlights the opportunities, challenges, and future prospects of UPI as a potential global excellence model for digital payments. For this study, secondary data has been used.

Authors: Dr. M. Kotteshwari, Dr. Dure Najaf and Dr. Geetha. V. M
Keywords: Hybrid Learning; Student Engagement; Learning Outcomes; Blended Pedagogy; Higher Education.